Horn, MatthiasMatthiasHorn0000-0002-0032-908XOehler, AndreasAndreasOehler0000-0002-2858-3370Wendt, StefanStefanWendt2020-12-162020-12-162020978-3-030-38858-4https://fis.uni-bamberg.de/handle/uniba/49142engFinTech for Consumers and Retail Investors : Opportunities and Risks of Digital Payment and Investment Servicesbookpart10.1007/978-3-030-38858-4