Herber, Stefanie P.Stefanie P.HerberKalinowski, MichaelMichaelKalinowski2022-03-042022-03-0420181469-57820964-5292https://fis.uni-bamberg.de/handle/uniba/53469engNon-take-up of student financial aid : A microsimulation for Germanyarticle10.1080/09645292.2018.1490698